My Funded Futures Review
United States
~3 years
Futures only
No daily loss limit
No plan has a daily loss limit, the single biggest structural difference between this firm and its rivals. Trustpilot 4.9 across 20,787 reviews, and a published evaluation pass rate of 20.35%.
Verified 4 Sep 2026 · re-checked every 30 days
Quick overview
- No daily loss limit on any plan so a rough morning cannot end your trading day
- Rating: 4.9 across 20,787 Trustpilot reviews, observed 6 August 2026
- Splits: 90/10 on Rapid, 80/20 on Flex and Pro
- Payouts: daily on Rapid, every five winning days on Flex, every 14 days on Pro
- Sizes: $25K to $150K, with targets around 6%, so $3,000 on a 50K
- Platforms: Tradovate, NinjaTrader, TradingView and Quantower
- Pass rate: 20.35% between January 2024 and July 2025, and it is one of very few firms publishing this
Removing the daily loss limit takes away the rule that ends most futures accounts, and that alone earns the review volume this firm has. Start on a plan with EOD drawdown rather than Rapid: Rapid pays 90% and pays daily, but its intraday trailing drawdown is the strictest structure here, and pairing the highest split with the tightest risk rule is how new traders lose accounts. Move to Rapid once you know your intraday variance.
- A published 20.35% pass rate means roughly four in five buyers never reach funding
- Rules differ meaningfully between plans and between stages so this is not one uniform rule set
The plans changed, so most reviews are stale
- The old Starter, Expert and Milestone plans were retired around mid-2025
- The current lineup is Rapid, Pro, Builder and Flex, with a Rapid EOD variant
- Any review still describing Starter/Expert/Milestone is out of date and its numbers cannot be trusted
- Sources also disagree on billing: mid-2026 reviews describe a monthly subscription, while the most recent report one-time fees with $0 activation and no renewals. Confirm the billing model on the live checkout before you buy
The current plans
| Plan | Split | Payout cadence | Drawdown | Consistency | Suits |
|---|---|---|---|---|---|
| Rapid | 90 / 10 | Daily | Intraday trailing | On payouts | Experienced intraday |
| Rapid EOD | 90 / 10 | Daily | EOD trailing | 30% eval | Wants EOD + daily pay |
| Flex | 80 / 20 | Every 5 winning days | EOD trailing | Eval-stage | Best value entry |
| Pro | 80 / 20 | Every 14 days | EOD trailing | Eval-stage | Lower-frequency traders |
| Builder | 80 / 20 | Shorter wait | EOD trailing | None in eval | Lowest entry cost |
- Drawdown type is the real choice EOD and static are forgiving, while Rapid's intraday trailing is strictest
- Builder has no consistency rule during evaluation, but sim-funded withdrawals do, so discipline moves from passing to extracting
- Rapid EOD adds a 30% consistency rule and needs at least four trading days
- Evaluation targets sit near 6%, with drawdown between $1,500 and $4,500 by size, and usually two minimum trading days
Which plan actually pays you more?
Rapid's 90% looks obviously better than 80%. On monthly profit it is worth less than most people assume, and it costs you the gentler drawdown.
Drawdown and consistency
- No daily loss limit anywhere the sole risk parameter is the trailing drawdown
- EOD trailing locks once the profit target is reached, which removes the moving floor
- Standard Rapid trails intraday and locks its floor at $100
- Consistency of about 50% applies to evaluations; exceeding it never breaches the account, it just adds trading days
- Set a personal alert around 2% daily loss to keep buffer inside the trailing threshold
- On standard Rapid you can hold enough closed profit to clear the payout buffer while leaving too little room for normal variance, because the two rules interact badly
Payouts and the route to live capital
- Processing: 1–3 business days reported consistently across 221 aggregator reviews, with minimal dispute complaints
- Method: Riseworks, with bank transfer and crypto options
- Buffers: Rapid EOD 50K uses a $2,100 first buffer, then $500 net profit since the last payout. Buffers run roughly $2,100 to $4,600 by size
- Builder to live: five approved sim payouts moves you to a real brokerage account at Blue Row Capital, which brings daily payouts, no consistency rule and a 21-day cooldown if the live account is lost
- Pro to live: after three consecutive payouts, at a $20,000 review milestone, through the $100,000 sim cap path, or at the risk team's discretion
- Official documents contradict each other on processing: one says most requests are approved instantly with manual reviews taking 6–12 business hours, another frames 6–12 hours as the normal review time
FAQ
Is My Funded Futures legit?
Three years operating, private US ownership, no regulatory incidents, and 20,000+ reviews at 4.9 with minimal payout-dispute complaints. It also publishes its pass rate, which almost no competitor does.
Is there really no daily loss limit?
Correct, no plan has one. Your only risk parameter is the trailing drawdown, which is why plan choice comes down to drawdown type rather than daily limits.
Which plan should I start on?
Flex or Builder for the EOD drawdown and lower entry cost. Move to Rapid for the 90/10 split only once you can handle real-time intraday trailing.
Does breaking consistency fail my account?
No. Exceeding the roughly 50% evaluation consistency rule adds trading days rather than breaching the account.
Are the old Starter and Expert plans still available?
No, they were retired around mid-2025. If a review mentions them, it is out of date.
Who should skip it?
Anyone needing one identical rule set at every stage, since rules shift between plans and between evaluation and funded. Forex and CFD traders, because this is futures only. Traders relying on unrestricted Tier 1 news in the sim-funded stage.
Verify this yourself
This firm changes plans more often than most. Confirm the live lineup before buying, and note the first source below is written by a trader with an extended operating history on these accounts.
Who wrote this, and what we actually did
Trading since 2019, mainly futures. Lead on this page, covering plan structures, drawdown types and payout buffers.
Trading since 2019 across forex and crypto. Handled review aggregation and firm communication.
Built PropFirmPrime and the plan comparison calculator on this page.
- Confirmed the Starter/Expert/Milestone retirement across two independent sources
- Mapped all current plans by split, cadence, drawdown type and consistency rule
- Recorded the published 20.35% pass rate and its measurement window
- Documented the payout buffer figures and both routes to live capital
- Flagged the contradiction inside the firm's own payout-processing documentation
- We have not traded a funded MFF account, so nothing here claims first-hand execution experience
- We could not confirm whether billing is currently monthly or one-time; sources published weeks apart disagree
- Buffer amounts are verified for Rapid EOD 50K only; other sizes are reported as a range
Risk note. Sim-funded accounts are simulated. An evaluation fee is a cost rather than an investment, and this firm's own published pass rate of 20.35% means roughly four in five buyers never reach funding. Plans here change often; verified 4 September 2026 and worth re-checking against the live site before you pay. PropFirmPrime earns commission on some links, which never changes our score.
Compare before you buy
Owns a CFTC-registered broker arm, and a drawdown that locks at start + $100.
Payouts in about 30 minutes, scaling to $600,000.
The futures arm of the sector's most-reviewed firm.
Start on Flex, not Rapid
EOD drawdown first, 90% split later. Code PRIME at checkout.
Visit My Funded Futures